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Vibrant Living – March 2026

Jan 24
1 min read

Updated: Jan 27

Vibrant Living

FINANCE: Home Equity Loan vs. Refi: What's the Better Way to Access Cash?
Thinking about tapping your home equity? Compare cash-out refis and home equity loans to see which option best fits your financial goals. Click here to read the article.

Knowledge Check: It's Credit Education Month! What's the minimum credit score you need to buy a home?
Keep reading for the answer.

RECIPE: Mint Chocolate Chip Cookies.
Cool mint meets rich chocolate in these soft, chewy cookies - perfect for St. Patrick's Day or any day! Click here to get the recipe.

Knowledge Check Answer: Traditionally, 620 was the cutoff for conventional loans*, but guidelines have changes. What's more, lenders can still set their own requirements. That means there's no one-size-fits-all answer. If you're wondering about credit scores or other mortgage qualification criteria, reach out! I'm happy to walk you through it.

*A conventional loan follows guidelines from Fannie Mae or Freddie Mac (the government-sponsored enterprises, or GSEs). Government-backed loans such as FHA, VA, or USDA are insured by federal agencies and have different credit score requirements.

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