A home renovation starts as an exciting prospect for homeowners, but many come away disappointed. More than half of homeowners have at least one regret about a recent renovation project. With the ongoing popularity of upgrades, understanding why the regrets happen is the first step to avoiding them.

It's human nature to cling to what feels safe and familiar. But sometimes, the familiar can give a false sense of security. For many homeowners, that security comes in the form of a low mortgage rate that they don’t want to give up. The idea of letting go of such a low rate can feel counterintuitive — or downright painful. Perhaps you want to move, but you can’t justify trading a 3% or 4% rate for a 6% one. Maybe the math just doesn’t check out for you. Or does it?

Having a predictable monthly payment is one of the key benefits of owning a home. For decades, the 30-year fixed mortgage has been the pillar of payment stability — and it continues to be. But your mortgage payment isn’t the whole story.

As we thaw out from a long winter, spring arrives with blossoms, bluebirds — and a housing market that is shifting in favor of homebuyers. Just a year ago, affordability challenges and rate volatility resulted in buyer hesitation and low confidence. This spring, homebuyers have more options, flexibility, and buying power. Explore what that means for you … and why it’s good news for sellers, too.