Buying a home is one of the biggest purchases most people make in their lives. Selecting a trusted mortgage lender who can guide you through the process is one of the most important choices you can make early on. But with so many lenders to choose from, how can you decide who to work with?
September is National Mortgage Professionals Month, so we thought now would be the perfect time to explain what to look for when choosing a mortgage lender:
Excellent service. Online mortgage lenders tout themselves as a quick and convenient option, but there is no substitute for a real person with real experience. If you have questions throughout the loan process (and you will), you want to be sure there is a dedicated team ready to answer the phone or respond to emails quickly.
The right loan products. There are a lot of loan programs available, and to be sure you’re choosing the right one for your situation, you deserve a lender who takes the time to explain all of your options to you. This includes not just what you ask for but programs that you may not know about. A good lender looks out for your best interests and strives to get you the best deal possible.
Quick and stress-free closing. Getting a mortgage involves a lot of moving parts. Choosing a lender who uses automation to streamline the loan process, and who keeps all parties informed of major milestones, will ensure a stress-free experience.
Want to learn more? Give us a call to find out how we can help you with your next home purchase or refinance.
