Get the information you need to navigate the market.
You can picture your perfect home. You’ve got the paint colors and furniture picked out. You’re ready to plant flowers and host dinner parties. But then ... record scratch ... the analytical part of your brain tells you to make a plan, and you don’t know where to start. Worse still, you’re not sure if this is even the right time to start.
First, it’s never too early to explore your options.
You may find yourself thinking, “I’ll wait until mortgage rates go down,” or “Houses are too expensive right now.” But there is no “perfect” time to buy a home, and whatever your situation, there are options available for you. The best time to buy is when you’re ready to buy. So instead of trying to time the market, work with an experienced homebuying team who can help you achieve your goals, no matter what the market brings.
Second, start with the money.
It’s tempting to begin by driving through neighborhoods and hunting for house showings, but that may be a mistake. Before you make an emotional connection with a potential home, you should start by finding out how much house you can afford and get pre-qualified for a loan. Not only can you then target your home search to your budget (as well as your daydreams), but you can also move quickly when the right property comes along and show sellers that you mean business. With financing already in place, sellers will take you seriously.
Finally, don’t feel like you have to do this all on your own.
As your mortgage professional, I can help you understand your loan options, work through your finances, and position you for success. Let’s talk through your concerns and see what we can do to make your homebuying goals a reality.
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