Your purchasing power just went up.
Borrowers using a Federal Housing Administration (FHA) loan to purchase a home in 2025 will benefit from higher loan limits. For most of the U.S., the new FHA loan limit is $524,225, and in certain high-cost areas, ceiling loan limits have risen to $1,209,750. This change expands the pool of homes available to you through FHA financing.
FHA loans are typically easier to qualify for than conventional loans and require lower down payments, so they may make homebuying more affordable and accessible depending on your situation.
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