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Monthly Digest – November 2024


Monthly Digest

NOVEMBER 2024


Did you know that practicing gratitude can make you happier and healthier? November is National Gratitude Month, offering the perfect opportunity to focus on the positive. Take a moment each day to appreciate the good things in life, and by Thanksgiving, you’ll have a meaningful list of things to celebrate.


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November 11 - Veterans Day. Today we recognize our veterans' bravery and sacrifice. Let's remember to honor and thank those who have served our country.
November 15 - Clean out your fridge day. Get ready for holiday feasts by clearing out the fridge. A thorough clean now means more room for tasty leftovers later.
November 28 - Thanksgiving. Thanksgiving is a day to reflect on life's blessings and create new, cherished memories. What are you most thankful for?
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America's Favorite Thanksgiving Pies. Thanksgiving wouldn't be complete without a delicious pie (or two!) to cap off the feast. We looked at America's favorite Thanksgiving pies, and - to no surprise - pumpkin is the winner! Pumpkin - 23%, Pecan - 14%, Apple - 12%. No other pie got more than 8%
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Mortgage Insight A recent Fannie Mae survey found that nearly 90% of consumers overestimate or don’t know the minimum down payment needed to get a mortgage. Most respondents estimated 10% down as the minimum required by lenders, but the actual requirement is only 3% down for conventional loans. If you need help demystifying down payments and other mortgage info, please reach out to me!
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*Down payment requirements may differ dependent upon the type of loan, your personal financial situation, and other factors.

 

Sources:

[1] YouGov, “The United States’ favorite Thanksgiving pies: pumpkin, pecan, and apple,” November 21, 2022.

[2] Fannie Mae, “Mortgage Understanding Study: 2023 Refresh.”

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