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Monthly Digest: January 2026

  • ICE Mortgage Technology
  • Nov 21, 2025
  • 1 min read

Updated: Nov 24, 2025

Monthly Digest

JANUARY 2026


January is both a time to wind down from the holiday rush and

to set the tone for a good year ahead. Start 2026 strong with

meaningful moments and smart moves.


January 10 — Cut Your Energy Costs Day Energy costs are rising faster than inflation.1 Sealing air leaks around doors and windows can lead to big savings on utility bills (and keep you cozy, too!).
January 19 — MLK Day Many honor Martin Luther King Jr.’s legacy through community service. Find a project important to you and join in!
January 24 — National Compliment Day It only takes a moment to brighten someone’s day with a kind word. Chances are you’ll walk away smiling, too!
January 28 — Data Privacy Day Stay safe online by using unique, long passphrases (15+ characters) for each site and enabling multi-factor authentication.
Did You Know? Boosting your emergency savings can reduce stress. Research[2] shows that having at least $2,000 set aside can improve your financial well-being by 21% compared to having none. January is Financial Wellness Month, so it’s the perfect time to check your budget and set savings goals.
One Smart Move for January Review your home equity position. As you plan for the year ahead, take time to assess your home’s value versus what you owe on your mortgage. The difference is your equity, and you may be able to access that cash for future renovations or financial goals.

Sources:

[1] U.S. Energy Information Administration, “U.S. electricity prices continue steady increase,” May 14, 2025.

[2] Vanguard Research, “The relationship between emergency savings, financial well-being, and financial stress,” April 2025.

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