Leave City Life Behind: Understanding USDA Loans

Would you rather be surrounded by cows than concrete? Do you dream of a small-town life where everyone knows your name? Are you ready to own a home far from the madding crowd? Help is available!

If you’re ready to become a homeowner in a rural or suburban area, the USDA Rural Development Guaranteed Housing Loan can help!

The U.S. Department of Agriculture offers these mortgage loans to low- and moderate-income homebuyers with 100% financing. Benefits of choosing a USDA Guaranteed home loan include:

Don’t let the term “rural” mislead you — apart from large cities and metro areas, most of the U.S. qualifies for these loans. Want to see if the area you’re interested in is eligible? Check out the USDA’s property eligibility map.

Your lender can help you understand the USDA program and whether it’s the right loan option for you, and help you understand the other financial requirements of homeownership.

We are not affiliated with or acting on the behalf of any government agency.

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