Rate Lock This simply means that you have “locked down” the interest rate on your mortgage and the points you are offered, and that rate...

Loan Officer That’s me! The most important job I have is to educate you on the different options available to you so you can make a...

Mortgage Insurance Mortgage Insurance (MI) protects the lender if you fall behind on your mortgage payments. If you put down less than...

Do you realize your home equity can be one of your greatest financial resources? It’s true that as you pay down your mortgage, you build...