Loan Types Conventional Loans: The lender assumes the risk for lending you money. As a result, these have more stringent credit...

Loan-to-Value (LTV) LTV expresses how much you’re borrowing compared to the appraised value of the home. It’s inversely related to your...

Real Estate Agent Your real estate agent is a valuable partner in the homebuying process. He or she will help you find your dream home...

Escrow Part of your monthly mortgage payment is put into an account to pay your property taxes and insurance on your behalf. These are...