Closing Costs Closing costs are a one-time payment due when you close your loan. Everyone’s closing costs vary slightly, but below are a...

Disclosures As your lender, I’m required to provide to you certain informational documents throughout the loan application process so...

Loan Types Conventional Loans: The lender assumes the risk for lending you money. As a result, these have more stringent credit...

Loan-to-Value (LTV) LTV expresses how much you’re borrowing compared to the appraised value of the home. It’s inversely related to your...