As a loan officer, I meet people every day with stable finances — a good job, money in the bank — who want to purchase a home. But many of those people are finding a roadblock to mortgage approval: a credit score too low to qualify for a loan with today’s credit requirements.
For people in this situation, it’s important to remember that this isn’t the end of the road; it’s merely a delay in achieving your goal. Credit scores can be improved. With some basic knowledge of how credit scoring works, you can take steps to improve your score and meet many of your financial goals.
Over the next few months, I’ll be sending you information about credit scores: what they are, why you should care, and how you can improve yours.* It may take some time, but it is possible to change those numbers and get on the path to purchasing your own home.
I look forward to working with you soon!
*We are not a credit counseling or financial advisement firm. This information is for educational purposes only and is not to be taken as guidelines or guarantees to improve your credit or financial situation.